3 Best way to find how to withdraw pf online? - Mix Masala/Tech Info

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Friday, 7 August 2020

3 Best way to find how to withdraw pf online?

In this article, we are going to discuss how to withdraw pf online? by using an online platform there are two online methods to withdraw pf, through its official site and other from governments newly launched Umang mobile application.

Firstly the employee need to activate the UAN number we already explain these process on our site, just simply click on it and understand the whole procedure.

So I guess you already activate your UAN number and also done the UAN KYC procedure. This is the most important process kindly do it first which is,

  1. UAN number
  2. Activate UAN number(If you already activate your UAN number then follow the procedure)
  3. Before application check your KYC status

How to withdraw pf online?

By online Procedure:

  • Go to UAN Portal
  • Enter UAN number, password, and captcha
  • Click on Sign in (EPFO portal opened)
  • Click on Online Services and select Claim (Form-31,19&10C)
3 Best way to find how to withdraw pf online?
  • Member detail will be displayed, now enter the last 4 digits of your bank account and click Verify.
  • Click on Yes to sign the certificate of undertaking
  • Click on Proceed for Online Claim
3 Best way to find how to withdraw pf online?
  • Select PF Advance (Form 31) to withdraw pf
  • Select the Purpose for which advance is required
  • Enter the amount you required as Per EPFO Policy
  • Then Enter your Address as mention on Pan Card
  • Upload Document as bank account proof (Cancelled Cheque Photo or Bank Passbook photo front side were account details are mention)
  • Tick on certification and submit your application.

It takes up to 10 to 15 days to credit the amount into employees account, by using these simple procedure an employee can withdraw the pf.

How to withdraw pf online through application?

By using UMANG application 

This is the second procedure to withdraw pf directly from your phone by just following some steps, first the employee need to download the UMANG application from google play store.

3 Best way to find how to withdraw pf online?

Umang application launched by Indian Government for the ease of employee, these app is the multipurpose app in this app you get all the government facility at a single platform.

Follow the steps:

  • Go to Play Store and search UMANG app then download
  • Open the Umang App
  • Click on All Services and search EPFO
  • Click the Services tab and click for employees
3 Best way to find how to withdraw pf online?
  • Below in Services, you find out the Member UAN/online service option

It takes an employee to UAN portal then employee need proceed as follow:

  1. Enter UAN number, password, and captcha
  2. Click on Sign in (EPFO portal opened)
  3. Click on Online Services and select Claim (Form-31,19&10C)
  4. Member detail will be displayed, now enter the last 4 digits of your bank account and click Verify.
  5. Click on Yes to sign the certificate of undertaking
  6. Click on Proceed for Inline Claim
  7. Select PF Advance (Form 31) to withdraw pf
  8. Select the Purpose for which advance is required
  9. Enter the amount you required as Per EPFO Policy
  10. Then Enter your Address as mention on Pan Card
  11. Upload Document as bank account proof (Cancelled Cheque Photo or Bank Passbook photo front side were account details are mention)
  12. Tick on certification and submit your application.

Some employee doesn't like the online method but the online process is paperless and it just won't take much time to process employees pf application to withdraw pf.

PF Withdrawal Rules:

The Government of India has notified amendment in EPF scheme rules regarding withdrawal of PF fund from the employees EPF account to deal with any financial emergencies. To understand the how to withdraw pf online? you need to understand the PF withdrawal rules.

According to the amended rules a employee can withdraw an amount equal to 75% of the credit balance in the account.

Example to understand PF withdrawal equation:

  • Let us consider the EPF account holder employee has Rs. 3 Lakh balance in his pf account.
  • Now the employee can withdraw 75% of the EPF balance means Rs. 2,25,000.

How to withdraw pf online with UAN?

Withdrawing PF now become more easier job for everyone, with the launch of withdraw pf online facility by EPFO. Earlier procedure to withdraw the pf was time-consuming and headache for the employees.

But not any more, the employee can withdraw the PF by visiting the EPFO portal and just doing a quick and simple procedure. However, certain pre-requisites need to be fulfilled before initiating the online withdrawal process:

  • Please ensure that your UAN(Universal Account Number) number is activated. If you don't know How to activate UAN? or if you activate the UAN number but you don't remember it so you can also check How to find UAN number?
  • You must link your Bank Account number (Salary account which you registered at your workplace) and IFSC code with your allotted UAN by using EPFO portal.
  • Enter your PAN and Aadhar details in EPFO portal you must wait till you get verification from the office, then you can proceed for pf withdrawing the application.

Guideline for Online PF withdrawal:

Here is the brief navigation for the employee by using it employee can withdraw their PF through the EPFO portal:

  • Open the EPFO portal
  • Click on the ‘Our Services’ tab that is available on the left corner of the page.
  • A drop-down box will appear
  • Click on ‘For Employees ‘option in the drop-down menu anew window will open
  • You will find three menus select Service Menu list of options will be there, Choose “Member UAN/Online Service (OCS/OTCP)”.
  • Enter your UAN, password, and the Captcha code to log into the website.
  • You will land on a Home page with various tabs Click on ‘Manage’ Tab.
  • A drop-down box select ‘KYC’ under the Manage button.
  • At the bottom of the page, you will find the “Digitally Approved KYC” option. Click on it to view your KYC details like bank details, PAN number, Aadhar Number. Go through the KYC particulars carefully and ensure that the details are correct.
  • Once you are sure that all the KYC details displayed information is correct, go to the top of the page and choose the tab ’online services’
  • From drop-down box will appear select CLAIM FORM-31, 19 & 10C.
  • Automatically generated ‘CLAIM FORM’ will be displayed on a new page.
  • The form contains
    • Member Details’ with Name and Date of Birth KYC details with PAN and Aadhar number
    • Branch name and address
    • Service Details with Member id, date of joining EPF and Reason of leaving
  • You need to fill in the last 4 digits of your registered bank account number and verify the same.
  • Once you verify the bank account number, ‘A Certificate of Undertaking’ is generated with ‘Yes’ and ‘No’ options. The undertaking essentially seeks your approval to credit the EPF proceeds into the bank account specified by you
  • Click on ‘Yes’ to proceed.
  • Click on the “Proceed for Online Claim” option and subsequently select “PF ADVANCE (FORM – 31)” option from the drop-down menu. You can find it next to the “I want to apply for” option.
  • It will prompt you to specify the reason for your EPF withdrawal.
  • Various reasons like illness, medical expenses, loss of wages, natural calamities, house construction Etc…
  • Choose and click on a suitable reason to proceed.
  • Fill in your address and the amount to be withdrawn
  • Click on the checkbox to proceed with submission of withdrawal application
  • Scan and Upload the required documents if necessary
  • Your application will be forwarded to your employer for approval.
  • Once approved, your PF amount will be released and credited into your bank account.

That's all by following these guidelines you can withdraw pf online.

EPF Passbook:

In this article, how to withdraw pf online? you also need to understand how you can check the epf passbook or epf balance.

To check pf balance the employee can access the PF passbook through the EPFO website, to view the epf/pf balance check on mobile/computer.

Follow the steps to access the EPF balance/ EPF passbook:

  • Go to EPFO portal
  • Click on 'Our Services' then click on 'for employee'
  • Click on 'Member Passbook' under services
  • Enter UAN number and Password
  • To view PF passbook

Employees just need to login on the UAN portal to access the ePF/PF passbook, employees can download the PF passbook in PDF format.

3 Best way to find how to withdraw pf online?


Universal Account Number (UAN) is a portal for the mainly used for the claim settlement and transactional services.

For more details you can check 4 Best way for epf/pf balance check on mobile: number, missed call number & SMS sending.

EPF Withdrawal Form-31:

Under any certain conditions, if the employee wants to withdraw the pf balance then the employee has two way to think which how to withdraw pf online? or they can partially withdraw the pf balance from their PF account by submitting the EPF Withdrawal Form-31 (Application for Advance from the Fund.)

Declaration in form-31:

Form 31 is used to make the declaration for partial withdrawal of employees EPF. The partial withdrawal from EPF is allowed under few circumstances such as construction of home, loan repayment, medical emergencies, children's educational purpose etc.

The main agenda of the form is to serves as a proof of the fulfil the purpose of withdrawal and must be filled and authorize by the employee. Certain sections of Form 31 need to be filled in by the employer and the EPF commissioner as well, apart from the details filled in by the employee himself.

How to Download EPF Form-31?

The procedure to download the form is very simple, you just need to follow the following instruction:

  • Go to EPFO portal
  • Login to the portal by using UAN and Password
  • Go to the ‘Online Services’ section and select ‘Claim’ 
  • This will open a new page wherein you will be asked to enter your details such as name, date of birth, father’s name, PAN, Aadhaar number, date of joining the company, and mobile number.
  • Click on ‘Proceed for Online Claim
  • On the next page that opens, from the dropdown menu, select ‘PF Advance (Form 31)'
  • Select your reason for taking the advance and enter the amount and your current address
  • Sign the disclosure that appears; check the box saying, ‘Get Aadhaar OTP
  • Enter the OTP that you will receive on the registered mobile number and click on ‘Validate OTP and Submit Claim Form

How to Fill EPF Form 31?

After downloading the EPF form 31, the employee need certain details to filled the form 31, the following details to be filled by the employee:

  • Updated Mobile number
  • Purpose for Advance PF
  • Name of the employee
  • Required Advance PF Amount
  • Father/Husband Name
  • Address of the Employer Company with Name
  • PF account number
  • Address of the employee
  • Signature of the Employee
  • Signature of the Employer
  • Mode of Remittance
  • In whose favour cheque is to be drawn (in case of home loans, EMIs, etc.)
  • For any other reason, provide your bank account details
  • In case of Advances for marriage, provide complete details such as name, age, date of marriage, address
  • Advance Stamp Receipt (Fill the amount)

Documents Required Along with EPF Form 31:

Purpose of EPF WithdrawalDocument Required
Buying a HouseDeclaration, Registration certificate of the property
Repayment of LoansOutstanding principal and interest certificate by the lending agency
Grant of Advances in special casesCertificate from the Employer
Medical IllnessCertificate by the employer and the doctor
MarriageDeclaration to be done in Form 31 itself
Physically handicappedCertificate from the concerned doctor
Withdrawal before RetirementDeclaration by the Member
Related to How to withdraw pf online?

The procedure to withdraw the pf by filling the EPF form 31 is time taking procedure you must try to with the funds by using How to withdraw PF online? which we already explained in the above part.

Check PF Status Online:

The EPF is a government-backed saving scheme which is intended to help the employees cover their expenses once they retire. Follow the procedure to check pf claim status online:

  • Go to UAN portal
  • Login with UAN and password and enter the Captcha
  • Select the state of your PF office
  • Select your PF Office from the drop-down menu
  • Enter your establishment code
  • Enter your provident Fund Account Number
  • Click on Submit button to check pf claim status

How to withdraw pf amount from previous company online?

The employee get unemployed by whatever reason or when he retires. The employee can withdraw pf online up to 75% after one month of unemployment and the remaining 25% can be withdrawn after two months of unemployment.

EPF Withdrawal Online Procedure:

  • Go to UAN Portal
  • Enter the Login details
  • Click on Online Services tab and select Claim (Form 31, 19 & 10C) form the drop-down menu.
  • You can see the member details now enter the last 4 digits of your bank account then click on Verify
  • Click on ‘Yes’ to sign the certificate of undertaking and proceed further
  • Now click on the ‘Proceed for Online Claim’ option
  • Select ‘PF Advance (Form 31)’ to withdraw your funds online
  • A fresh section of the form will open, wherein you have to select the ‘Purpose for which advance is required’, the amount required and the employee’s address.
  • Tick on the certification and submit your application.
  • You may have to submit scanned documents depending on the purpose for which you have filled the form
  • Your employer has to approve your withdrawal request after which the money will be withdrawn from your EPF account and deposited in the bank account mentioned at the time of filling the withdrawal form.

After completing the whole procedure, you received the SMS from EPFO on your registered mobile number. One claim the proceeds the amount will be credited to your bank account in 5 to 10 days. The time period depends on the availability of EPFO agents.

People also ask:

How can I withdraw my PF amount online?

The employee wants to withdraw the pf balance then the employee has two way to think which how to withdraw pf online?

  • Go to UAN Portal
  • Enter UAN number, password, and captcha
  • Click on Sign in (EPFO portal opened)
  • Click on Online Services and select Claim (Form-31,19&10C)
  • Member detail will be displayed, now enter the last 4 digits of your bank account and click Verify.
  • Click on Yes to sign the certificate of undertaking
  • Click on Proceed for Online Claim
  • Select PF Advance (Form 31) to withdraw pf
  • Select the Purpose for which advance is required
  • Enter the amount you required as Per EPFO Policy
  • Then Enter your Address as mention on Pan Card
  • Upload Document as bank account proof (Cancelled Cheque Photo or Bank Passbook photo front side were account details are mention)
  • Tick on certification and submit your application.

It takes up to 10 to 15 days to credit the amount into employees account, by using these simple procedure an employee can withdraw the pf.

Can I withdraw full PF amount?

Yes the employee can withdraw full pf amount, the employee get unemployed by whatever reason or when he retires. The employee can withdraw pf online up to 75% after one month of unemployment and the remaining 25% can be withdrawn after two months of unemployment.

How can I withdraw my PF online 2020?

  • Go to UAN Portal
  • Enter UAN number, password, and captcha
  • Click on Sign in (EPFO portal opened)
  • Click on Online Services and select Claim (Form-31,19&10C)
  • Member detail will be displayed, now enter the last 4 digits of your bank account and click Verify.
  • Click on Yes to sign the certificate of undertaking
  • Click on Proceed for Online Claim
  • Select PF Advance (Form 31) to withdraw pf
  • Select the Purpose for which advance is required
  • Enter the amount you required as Per EPFO Policy
  • Then Enter your Address as mention on Pan Card
  • Upload Document as bank account proof (Cancelled Cheque Photo or Bank Passbook photo front side were account details are mention)
  • Tick on certification and submit your application.

Summary:

Here we try to explain the two best ways for how to withdraw pf online? one from its official UAN portal and other from the government official UMANG application. If you still having any issue please contact us through email or by commenting on us.

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